Buy and Sell Online is one of the main ways people pay for Ebay items and items bought at other online retailers. If you sell something from your own Web site you can even use PayPal to let your customers buy your items. By using PayPal to accept orders from your Web site you also have the ability to accept credit cards. By paying with PayPal you also have the ability to pay with a PayPal credit card.

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Let's say you want to buy something from Ebay or another site that uses PayPal. You browse for the item you want and buy it. When you go to pay you plug in your PayPal username and password and follow the directions to pay for your item. If you have enough money in your PayPal account to pay for the item in full then the money will move from your PayPal account to the account of the person doing the selling. If you don't have enough in your PayPal account to pay for the item then PayPal will use whatever money is in your PayPal account and then take the rest from the alternate account you tell PayPal to take the money from, be it your checking account or a credit card.

You set up alternate accounts with PayPal ahead of time so you can do this quickly when buying something. Setting up an alternate account is easy too. Go to PayPal and enter the bank account number of your checking account of the number on your credit card. There is a verification process to make sure no one uses an account that doesn't belong to them. When you are finished with the verification process you are ready to go buying online.

If you buy from Web site's that don't take PayPal you can use the PayPal debit card. PayPal offers a debit card for free. Sign up for this debit card and you can use your PayPal account to purchase anything anywhere that takes credit cards. Best of all, when you make a purchase with this PayPal debit card PayPal pays you. You receive cash back every time you make a purchase. It may only be a few cents or it could be a few dollars but it all ads up.

PayPal also pays interest on the money you keep in your PayPal account. Every month you will earn interest for the money you keep in this account. Use your PayPal account as a savings account if you want to. Or, since you have the PayPal debit card you can use your PayPal account as a vacation or holiday fund. Let it earn interest all year and have more to spend when you're ready to use it.

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